COVERAGE
Our Services

Protection designed for your home

Comprehensive coverage options tailored to safeguard what matters most. Every policy is built around your specific needs and circumstances.

01

Dwelling Coverage

Protects the physical structure of your home including walls, roof, foundation, and built-in appliances. If your home is damaged or destroyed by a covered peril, this coverage helps pay for repairs or rebuilding.

  • Structure protection
  • Attached structures
  • Built-in appliances
  • Rebuilding costs
02

Personal Property

Covers your belongings inside the home including furniture, electronics, clothing, and other personal items. Protection extends to damage or loss from theft, fire, and other covered events.

  • Furniture coverage
  • Electronics protection
  • Clothing and valuables
  • Off-premises coverage
03

Liability Protection

Provides financial protection if someone is injured on your property or if you accidentally damage someone else's property. Covers legal fees, medical bills, and settlement costs.

  • Bodily injury coverage
  • Property damage
  • Legal defense costs
  • Settlement coverage
04

Additional Living Expenses

If your home becomes uninhabitable due to a covered loss, this coverage helps pay for temporary housing, meals, and other necessary expenses while repairs are being made.

  • Temporary housing
  • Meal expenses
  • Storage costs
  • Transportation
05

Medical Payments

Covers medical expenses for guests who are injured on your property, regardless of fault. This coverage provides quick payment without the need for a liability claim.

  • Guest medical bills
  • No-fault coverage
  • Quick claims process
  • Minor injuries
Additional Options

Enhance your coverage

Flood Insurance

Separate coverage for flood damage not included in standard policies.

Valuable Items

Extended coverage for jewelry, art, and other high-value possessions.

Home Office

Coverage for business equipment and liability for home-based work.

Equipment Breakdown

Protection for HVAC, appliances, and electronic systems.

Find the right coverage

Our agents will help you build a policy that fits your specific needs and budget.

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