At Farjeat Insurance, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our home insurance services. Please read this policy carefully to understand our practices regarding your personal data.
1 Information We Collect
We collect information that you provide directly to us and information that is automatically collected when you use our services. This includes:
Personal Information
- Full name, date of birth, and contact information (email address, phone number, mailing address)
- Social Security Number or Tax Identification Number for policy underwriting purposes
- Property information including address, type, age, construction materials, and square footage
- Claims history and prior insurance information
- Payment and billing information including credit card numbers and bank account details
- Information about household members and occupants
Automatically Collected Information
- IP address and device identifiers
- Browser type and operating system
- Pages visited and time spent on our website
- Referring website addresses
- Location data based on IP address
2 How We Use Your Information
We use the information we collect for various purposes to provide and improve our services:
- To process and manage your home insurance applications and policies
- To underwrite and assess risk for insurance coverage
- To process claims and provide customer support
- To communicate with you about your policy, payments, and important updates
- To send you promotional materials and information about our services (with your consent)
- To comply with legal and regulatory requirements
- To detect and prevent fraud and unauthorized activities
- To improve our website, services, and customer experience
- To conduct research and analytics to better understand our customers' needs
3 Information Sharing
We may share your personal information in the following circumstances:
Farjeat Insurance does not sell, rent, or trade your personal information to third parties for marketing purposes.
- Service Providers: We share information with third-party vendors who assist us in providing our services, such as payment processors, claims adjusters, and IT service providers
- Insurance Partners: We may share information with reinsurers, underwriters, and other insurance entities as necessary to provide coverage
- Legal Requirements: We may disclose information when required by law, court order, or government regulation
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction
- With Your Consent: We may share information for other purposes with your explicit consent
- Fraud Prevention: We may share information with industry databases and fraud prevention organizations
4 Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our security measures include:
- Encryption of sensitive data during transmission using SSL/TLS protocols
- Secure data storage with access controls and authentication requirements
- Regular security assessments and vulnerability testing
- Employee training on data protection and privacy practices
- Physical security measures at our facilities
- Incident response procedures for potential data breaches
While we strive to protect your personal information, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security but are committed to maintaining industry-standard protections.
5 Your Rights
Depending on your location, you may have certain rights regarding your personal information:
- Access: You have the right to request access to the personal information we hold about you
- Correction: You may request that we correct any inaccurate or incomplete information
- Deletion: You may request deletion of your personal information, subject to legal retention requirements
- Portability: You may request a copy of your data in a portable format
- Opt-Out: You can opt out of marketing communications at any time
- Restriction: You may request that we restrict the processing of your information in certain circumstances
- Objection: You have the right to object to certain types of processing
To exercise any of these rights, please contact us using the information provided in the Contact Us section below. We will respond to your request within the timeframe required by applicable law.
6 Cookies
Our website uses cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. Cookies are small text files stored on your device that help us:
- Remember your preferences and settings
- Understand how you interact with our website
- Improve website functionality and performance
- Provide relevant content and advertisements
- Analyze traffic patterns and user behavior
Types of Cookies We Use
- Essential Cookies: Required for basic website functionality
- Performance Cookies: Help us understand how visitors use our site
- Functional Cookies: Remember your preferences and choices
- Marketing Cookies: Used to deliver relevant advertisements
You can manage your cookie preferences through your browser settings. Please note that disabling certain cookies may affect the functionality of our website.
7 Third-Party Links
Our website may contain links to third-party websites, services, or applications that are not operated by Farjeat Insurance. This Privacy Policy does not apply to those third-party sites.
We are not responsible for the privacy practices, content, or security of any third-party websites. We encourage you to review the privacy policies of any third-party sites you visit before providing any personal information.
The inclusion of any link does not imply endorsement by Farjeat Insurance of the linked website or any association with its operators.
8 Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe that your child has provided us with personal information without your consent, please contact us immediately.
If we become aware that we have collected personal information from a child without verification of parental consent, we will take steps to delete that information from our servers promptly.
9 Changes to Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will:
- Update the "Last Updated" date at the top of this policy
- Post the revised policy on our website
- Notify you via email or through a prominent notice on our website for significant changes
We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information. Your continued use of our services after any changes indicates your acceptance of the updated policy.
10 Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:
We will respond to your inquiry within a reasonable timeframe and work to address any concerns you may have about our privacy practices.
